Our Institute

Bridging Digital Strategy with Decentralized Futures

DECODE is a multi-disciplinary research group at Universitas Pembangunan Nasional "Veteran" Jawa Timur, integrating Data Science, Digital Business, and Development Economics.

Institutional Objective

To serve as the national intellectual locomotive in the transition towards a decentralized future economy, guaranteeing national data sovereignty, and strengthening financial inclusivity through technological innovation.

Operating at the intersection of rigorous academic inquiry and practical industry application, DECODE provides actionable data, policy recommendations, and scholarly communication aimed at transforming traditional ecosystems into advanced, tokenized, and ethically governed models.

Output Targets

SINTA/Scopus 10+
Intellectual Property 5+
Prototypes 3+

Core Research Pillars

The foundational domains guiding our methodology.

Data Science

Developing predictive algorithms, large language model integrations, and bibliometric analyses to map technological adoption trends.

Digital Business

Studying tokenomics, Web3 marketplace dynamics, and strategic governance frameworks for decentralized autonomous organizations (DAOs).

Development Econ

Assessing macroeconomic impacts of CBDCs (Digital Rupiah) and regulatory strategies for protecting gig workers in the digital transition.

Strategic Roadmap

Technology Readiness Level (TRL) Progression

2026

Policy & Ethics

TRL 3: Concept

Flagship Research

AI Ethics in Islamic Business & Gig Worker Protection.

  • Academic Drafts
  • Regulatory Policy Briefs
2027

Smart Gov

TRL 4: Validation

Flagship Research

Gov-Tech for Tier II Regional Bureaucracy Efficiency.

  • Digital Gov Models
  • System Prototypes
2028

Virtual Econ

TRL 5: Experiment

Flagship Research

Digital Asset Ownership Rights in the Metaverse.

  • Virtual Tx Regulations
  • Digital Asset Frameworks
2029

DeFi Systems

TRL 6: Prototype

Flagship Research

Tokenomics Design & Cooperative Modernization via DAO.

  • Zakat/ZIS Smart Contracts
  • DAO Architecture
2030

Sustainability

TRL 7: Commercial

Flagship Research

Sustainable Digipreneurship & Independent Ecosystem Incubation.

  • Web3 Business Platforms
  • Large-Scale Implementation

Recent Research

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Digital Finance August 01, 2026

Tokenized MSME Loyalty & E-commerce Governance: Enhancing Trust and Performance in the ASEAN 4.0 Landscape

The marketplace-based platform economy serves as a primary driver of growth for Micro, Small, and Medium Enterprises (MSMEs) in ASEAN, yet customer trust and cross-border regulatory fragmentation remain significant barriers to sustainability. While blockchain-based tokenized loyalty programs offer a transparent solution to enhance customer retention, they simultaneously introduce novel governance risks concerning data protection. Addressing this urgency, this cross-country comparative research evaluates the adoption of such technologies to formulate inclusive e-commerce governance standards that support the ASEAN 4.0 transformation. Specifically, the study seeks to evaluate the impact of tokenized loyalty designs on MSME trust and adoption in Indonesia and Malaysia, map consumer protection risks stemming from the digital divide and dispute resolution, and propose a draft of an e-commerce governance framework that balances cryptoeconomic innovation with regional legal compliance. The study employs a sequential explanatory mixed-methods design. The quantitative phase involves a survey of 500 marketplace MSMEs and 800 consumers across East Java (Indonesia) and Selangor/Kuala Lumpur (Malaysia), with data analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) adapted from the UTAUT2 model. Subsequently, the qualitative phase utilizes thematic coding analysis on in-depth interviews with key stakeholders, including platforms, regional regulators, and ISEAS partners. The targeted outcomes of this research encompass a publication in a reputable Scopus-indexed international journal, an International Agreement between UPN "Veteran" East Java and the ISEAS – Yusof Ishak Institute Singapore, a presentation at the International Seminar Research Month, and a regional Policy Brief outlining minimum governance standards for tokenized loyalty.

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Consumer Behaviour March 02, 2026

Digital Doppelgängers to model human behavior and cognition.

The global digital twin market is expanding rapidly, projected to grow from roughly $24.5 billion in 2025 to over $259 billion by 2032. Future advancements are expected to integrate Generative AI for more autonomous decision-making and Digital Doppelgängers to model human behavior and cognition.

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Expert Insights

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